Peridot Financing

Supply Chain Financing Solutions of the Year – Global 2022 –


Peridot Financing Solutions is a leading working capital partner for companies worldwide.

By structuring, servicing, and financing working capital portfolios, Peridot unlocks capital, increases cash flow, simplifies order-to-cash processes, and mitigates risk for its customers. Peridot solutions allow customers to grow by boosting their sales while strengthening their distribution network and balance sheets. 

The product of a carve-out from IBM Global Financing in 2021, Peridot has more than 250 highly experienced employees operating in key locations around the world and a proprietary global platform to service accounts receivable across more than 60 jurisdictions and 25 currencies. The Peridot team has worked in this field for more than 30 years, managing $60 billion in volumes in 2021 for more than 1,500 customers. Peridot is owned and funded by leading global alternative asset manager Blackstone and other funding partners, giving access to deep pools of funding and a broad risk appetite.

Customers and Products

Peridot serves corporate clients and their channel sales partners globally. Financial products include:

  • Receivable purchase: true sale of customer trade receivables to manage cash flow, transfer credit risk and simplify operations
  • Working capital financing: established lines of credit to enhance partners’ working capital flexibility and support their orders and purchases 
  • Channel financing: extended terms programs for channel partners to support differentiated value and drive sales growth while improving working capital

Peridot services include:

  • Continuous underwriting: performing buyer financial analysis, risk evaluation, and approval management
  • Credit line management: ensuring sufficient buyer credit limits for forecasted business needs
  • Collections and cash reconciliations: handling customer servicing and end-to-end AR operations
  • Dispute management: facilitating closure of buyer-identified product order issues
  • Risk transfer: enabling the true sale of receivables with full transfer of credit risk
  • Accelerated cash: funding accounts receivable in advance of the due date at 100%

Peridot provides market-leading breadth, both in geographic reach and risk appetite, offering end-to-end working capital solutions which generate meaningful value-add for customers’ businesses.